Pre-settlement loans are loans available against a future personal injury settlement. There are several companies that do this and most of them I equate with payday loans that border on predatory in nature. My answer when clients ask this is an almost universal no. If you need money, you are better off finding it almost anywhere else than one of these loans. The interest rates are ridiculously high (which makes some sense because personal injury money isn’t a guarantee), and will likely double or even triple before your case resolves. Other options I would put before pre-settlement loans are: borrow the money from friend of family, SSDI if it’s an option, alternate employment if possible/feasible, even credit cards are likely cheaper than one of these loans. And if you have a lawyer handling your case, please please please, ask your lawyer before you apply for one of these loans!!